About us
About Your Mortgage Broker Glendenning
About Your Mortgage Broker Glendenning means meeting the person behind the licence, seeing exactly how the money works and knowing where to check every claim, because a new broking brand earns trust through disclosure rather than slogans.
Why We Started a Broking Business in Glendenning
Too many households here carry a median repayment of $2,167 a month without ever seeing the full menu of lenders, because a branch can only present the products its own employer happens to sell.
Who You Actually Deal With
The licence number on this site belongs to a real person, not a marketing team, and that person is accountable for every recommendation. Here is who answers when you call:
The Broker on File
Your Mortgage Broker Glendenning is the accountable broker for Glendenning households, handling home, refinancing and self-employed lending files from first call to settlement, working across major bank and non-bank policy, with fees disclosed in writing and the process published for every step.
Local Files, Local Knowledge
Files from this part of Blacktown often involve young families stretching single incomes toward a median repayment of about $2,167 each month, so Your Mortgage Broker Glendenning spends most days matching those budgets to lending policy rather than forcing one rigid template.
No Handoffs, Ever
You will never be handed off to a call centre after the first meeting, because the same person who hears your goals also prepares the file, negotiates with each lender and answers calls personally right through settlement day and beyond.
How We Get Paid, in Plain English
Here is the part of this industry most sites bury at the bottom of a dense disclosure document, written in language designed not to be read. We will simply tell you how the money flows:
Upfront commission
Trail commission
Fees, if any, in writing first
Now the conflict worth naming honestly: commission levels vary a little between lenders, which means the person advising you is paid by the people being recommended. We do not pretend otherwise. Every recommendation instead arrives with the reasoning written down, the policies that fit your file, the costs of each option and why the shortlist looks the way it does, so you can test the logic yourself or take it to your accountant.
Is it worth using a broker at all? For most borrowers, yes, because a panel of lenders beats one branch's product shelf. The honest trade-off: any panel, however wide, is still not every lender in the market, and a direct bank can sometimes win on fit. If that case exists for your file, we will say so before you apply anywhere.
Our Licence and Accreditations
Trust claims are cheap, so every number below can be verified against a public register or a membership directory today, before you share a single document:
The Licence Behind Us
Your Mortgage Broker Glendenning operates as a credit representative under the Australian Credit Licence 389328 held by [LICENSEE NAME], which means every lending activity on your file is authorised, supervised and fully covered by the licensee's obligations under national consumer credit law.
Your Credit Representative Number
Credit representative number 370592 sits on the public register, so you can look it up yourself and confirm the licence it attaches to, the licensee behind it and the credit activities that authorisation covers, checked independently before you commit.
Accountability You Can Check
The practice operates as a credit representative, and its credit representative number 370592 and Australian Credit Licence 389328 are always published in the footer, an accountability layer that sits on top of the licence itself, not beside it.
AFCA and Complaints
Complaints go first to us, then to the Australian Financial Complaints Authority, an external dispute resolution service every credit representative must belong to, which gives every client a free, independent avenue if a dispute cannot be resolved directly with us.
How We Work With You
Everything runs through five published stages, starting with a free conversation about your goals and numbers, and you will know the timeline, the documents and the decision point before anything is lodged anywhere.
Where we work
Areas We Service
From Glendenning we work across the surrounding Blacktown suburbs, including Dean Park, Quakers Hill, Doonside, Rooty Hill, Plumpton and Oakhurst, with a dedicated page for each so neighbours can see how lending policy applies to their own street.
Questions answered
Frequently Asked Questions
Who owns and runs Your Mortgage Broker Glendenning?
Your Mortgage Broker Glendenning is a representative of Zanda Wealth Mortgage Brokers, a credit representative authorised under Australian Credit Licence 389328 held by [LICENSEE NAME]. The broker you meet is the person responsible for your file.
Are you licensed to arrange home loans?
Yes, as a credit representative under the National Credit Code regime. Our credit representative number 370592 and the licensee's Australian Credit Licence 389328 both appear on public registers you can check yourself.
How do you get paid if I don't pay a fee?
The lender that settles your loan pays Your Mortgage Broker Glendenning a commission, upfront at settlement and a smaller trail while the loan runs. It comes from the lender, not you, and it does not change your rate.
Do you get paid more for recommending certain lenders?
Sometimes commission levels differ slightly between lenders, and pretending otherwise would be dishonest. That is exactly why every recommendation arrives with the reasoning, costs and alternatives in writing, so you can test the logic yourself.
What happens if I have a complaint?
Raise it with us first and we will respond promptly. If it is not resolved, you can take it to the Australian Financial Complaints Authority, a free external dispute service that, as a member, we must answer to.
How many lenders can you actually access?
Our panel spans major banks, smaller banks and non-bank lenders, and it shifts as lender policy changes. Ask us which lenders suit your file and we will show you the shortlist and the reasoning behind it.
Mortgage broker for Glendenning and the suburbs around it
Get in Touch
Call (02) 9072 0647 for a free, no-obligation conversation, or send your details through and we will come back to you with the questions that actually matter, usually the same business day.